Skip to content
Florida HOA Reserve StudyGet a quote

Hillsborough County reserve studies

Most associations in Hillsborough are suburban HOAs in Brandon, Riverview and New Tampa, with condo towers concentrated in downtown Tampa, Channelside and Harbour Island.

Covers Tampa, Brandon, Riverview, Plant City, Temple Terrace.

Tampa files milestone reports as a permit

Inside Tampa city limits, a milestone inspection report is filed through the city's Accela permit system as a commercial record called "Condo Recertification", with the building listed as occupancy R2. The report must be digitally signed and sealed and is uploaded as Phase I or Phase II.

No payment is due when the record is opened. The city emails a fee notice once it accepts the application, and a plans examiner then reviews the report.

Source: City of Tampa, How to submit a milestone inspection report.

Which law, here as everywhere

The reserve rules are state law and apply the same way in Hillsborough as in the rest of Florida. A homeowners' association under chapter 720 has reserves only if its declaration or its members create them. A condominium under chapter 718 must budget reserves, and each building three habitable stories or higher needs a SIRS at least every 10 years.

For a Hillsborough board

  • Suburban HOAs here are under chapter 720. A study is optional in law but is the only sound basis for the reserve formula once reserves exist.
  • Unincorporated Hillsborough and the cities each have their own building official. The filing route above is Tampa's.
  • Stormwater ponds and long private roads are the big items in many New Tampa and Riverview HOAs. Make sure the study counts them.

Typical fees

Statewide typical fee for a full study with a site visit
Community sizeTypical feeWhat it usually covers
Under 50 homes or units$1,500 to $5,000One pool or clubhouse at most, short private roads
50 to 150$2,000 to $8,000Gate, amenity center, some paving and drainage
150 to 300$5,000 to $20,000+Several buildings or a long list of common elements
300 and overfrom $10,000Master associations and large campuses
SIRS, per building$5,000 to $16,500+Condo buildings of three habitable stories or more; coastal towers run higher

Typical ranges, rounded. A guide, not a quote.

Firms that name Hillsborough

Firms with an office in the area or that say they cover all of Florida, from their own websites. Not a recommendation.

More on the Florida firms page.

Get a quote in Hillsborough County

Three short steps: where the community is and which law it sits under, how to reach you, then a few taps about the property.

We are a free matching service for Florida associations, not a reserve study firm. We pick one provider that works in your area, tell you its name, and pass on your request only once you agree. The firm pays us a fee for the introduction; the association pays us nothing.

Step 1 of 3

Where is the community?

Which kind of association?

Get a quote